Lap Band Procedure Cost and Insurance Policy Coverage

By Kate Jones


Many of us have a problem with extra body fat. Some of us have difficulties a lot more than others. If you are wanting to shed a few pounds, then a change in how you eat, along with getting in some light work-outs in many cases will likely do just fine.

However, if you are a great deal overweight, and have tried in every way to lose weight, but have always been unsuccessful, you might need to consider a weight loss procedure. There are actually some different forms of bariatric surgery but one of the very most well known methods these days is by using the insertion of a lap band. Of course the question many of us have is exactly how much will a lap band procedure cost.

Since this surgical treatment is fairly new, the price could be anywhere from about $12,000-$25,000 dependant upon what part of the country you are in. However, there are a few ways to lower the lap band procedure cost.

In certain instances the lap band procedure cost is not always paid by your insurance because it's classified as an elective surgery, but most insurance providers will now cover a considerable portion of the cost. For instance, if someone on Medicaid or Medicare would satisfy the National Institute of Health's criteria of a BMI above 40 (or a BMI that is at least 35 accompanied by medical problems which may be deadly resulting from obesity), the insurer may pay up to 80% of one's costs. Many other insurance carriers utilize this criteria to consider eligibility for this particular surgery.

Not only can this procedure save your life, it can save you money as well. In a study conducted by the University of California, patients post lap band procedure realized a whopping $15,000 annually in savings. With the money normally spent on food, medication, weight loss programs and medical co-pays, this procedure could actually end up paying for itself in as little as a year.

When individuals become obese, the effects of that weight on their well being or their lifespan could be tragic. That is the reason why it is so crucial to try everything to reduce their weight in order to be healthy. However, if all those attempts become unproductive, then it might be time to consider a lap band procedure. After addressing this matter with your doctor, and talking about the lap band procedure cost, you will probably find that it is your most beneficial option.




About the Author:



No comments:

Post a Comment